How this policy works in India
This policy covers the records we create when you register, sign in, move funds through UPI, Paytm, PhonePe, or Google Pay, ask for help, or browse from a phone or desktop. We keep only the data needed to run the account, confirm security checks, meet legal
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duties, and settle payment mismatches. If a local rule limits collection, use, or retention, we narrow the handling to what that rule allows. When access or eligibility is discussed, it depends on local law and is available where local law permits. We may ask for a
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matching email, phone number, or transaction detail before acting on a request, because we need to protect the account from misuse. You can still ask us to correct, export, or remove records, and we will respond through the same channel used for the request.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.